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Bath Savings

Looking for a better way to bank?

Talk to a neighbor

When you bank with Bath Savings your deposits make a difference — right here in our community. Open a Neighbor to Neighbor Advantage Checking Account and we’ll make a $25 donation to a non-profit of your choice. Plus you’ll receive a gift certificate to support a local business.

We make it easy for you to bank with us — in person, online, on your smartphone or tablet.

  • Cell phone icon Mobile Banking & Deposit
  • Laptop icon Online Banking
  • Dollar icon Lower Fees
  • Star icon Exceptional Service

Find the Neighbor to Neighbor Advantage checking account that’s right for you!


Packard Advantage Checking
Select Advantage Checking
Anywhere Banking Tools
Online banking, mobile banking, BillPay, debit card and e-statement. 		• Yes • Yes
Interest on your checking balance 1
Our best checking rate. 		• Yes — No
Additional Bank Benefits
Preferred rates on Certificates of Deposit, 25% discount on Safe Deposit Box, Higher POS and ATM daily limits, Free domestic wire transfers, Free Packard checks, No BSI fee on ATM withdrawals at Non-BSI ATMs 		• Yes — No
$25 donation4 to a partner nonprofit of your choice
Nonprofit organizations receive the donation when you mention the nonprofit as a referral. 		• Yes • Yes
$10 Neighbor to Neighbor Gift Certificate
Open a new checking account with a minimum deposit of $100 and you’ll receive a Neighbor to Neighbor Gift Certificate to support a local N2N business that banks with us. 		• Yes • Yes
Monthly Service Charge $0 or $102 $0 or $73
Open Online
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Switching to Bath Savings is easy — Four steps. Zero hassle. Ready to make the switch to hassle-free local banking? We make it easy. Consider us your personal assistants every step of the way.
Footnotes
  1. Interest is calculated from day of deposit to day of withdrawal. It is compounded monthly on a 365/365 day basis and credited on the statement date. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the full amount of the principal in the account each day. APY (Annual Percentage Yield) is 0.07%.
  2. Maintain a minimum balance of $1,000 in a checking account or combined deposit relationship of $10,000 or more or a BSTC relationship to avoid the $10 monthly service charge.
  3. Maintain a $300 minimum balance in checking or $500 in savings or enroll in eStatements to avoid the $7 monthly service charge.
    OR
    Monthly service charge will not be charged if a 1st mortgage customer, to those 62 and over, and Workplace Banking customers.