Certificates of Deposit/IRAs
Competitive Maine CD Rates
Our CDs offer stable investment growth, competitive rates and security for your principal.
We offer a range of innovative products to help you take advantage of the best rates available at any given time:
- No Penalty CD - Get the guaranteed rate you want with the flexibility you need. No penalty* for early withdrawals made after the first seven days.
- Opportunity CD - Convert to a higher interest rate one time** during the CD's term. Earn more without changing the original maturity date.
- Laddered CD - Achieve a higher total rate of return and maintain liquidity.
Some of today’s best CD rates:
Deposit at least $500 to open these accounts, unless otherwise indicated. You must maintain a minimum balance of $1 (unless otherwise noted) in the account each day to obtian the annual percentage yield (APY). There may be penalties for early withdrawal. Fees may reduce earnings.
| 1 Year CD / IRA | 15 Month Opportunity CD / IRA | 30 Month Opportunity CD / IRA | 54 Month Opportunity CD / IRA | The Nine Month No-Penalty CD |
|---|---|---|---|---|
| 1.46%APY | 1.46%APY | 1.51%APY | 1.66%APY | 1.26%APY |
Deposit rates effective: March 17, 2023