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Maine Home Construction Loans

You’ve found the perfect location and have a vision for your brand new home. Choosing the right lender — and the right construction loan — are important next steps to making your dream home a reality.

Our one-step construction to permanent loan combines your construction financing with your permanent financing. Your home construction loan simply converts to a permanent mortgage when your home is complete, and you save time and money by avoiding the need to secure and close on two loans.

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Learn how we can customize a construction loan to fit your project needs.

One-step home construction loans built right

  • Interest-only payments during period of construction
  • Monthly construction draws in accordance with work completed — keeping your projects on track
  • NO ADDITIONAL COSTS at the end of the construction period
  • No prepayment penalty
  • Optional escrows for taxes and insurance

At Bath Savings, our products are designed to meet the needs of the construction process while offering competitive and flexible terms.

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Ready to get started? Let’s build something together. Our knowledgeable and experienced lenders know what it takes to make the process run smoothly and will work with you every step of the way.