Service Fees
| Fees | |
|---|---|
| ATM/Debit Card Fees | |
| Bath Savings ATM | no charge |
| All Others | $1 per transaction |
| Purchases | no charge |
| Card Replacement | $10 |
| Certified Check | $25 |
| Collection | $10 per item |
| Early Account Closure (within 90 days) | $15 |
| Electronic Banking Services | |
| Personal & Business Online BillPay | $5 per month1 |
| ACH Transactions | $6 per file and $.08 per item $1.00 per returned item |
| IRA Transfer Fee to Another Source | $25 |
| Legal Processing | |
| Writs, Summons, Levies, etc. | $25 |
| Loose Coin Verification | |
| Non-customer | 8% of total coin |
| Money Order/Treasurer’s Check (Customer only, with savings deposit/withdrawal) |
|
| First | no charge |
| Subsequent | $3 |
| Night Deposit Bag Replacement | $10 |
| Non-customer Check Cashed | $8 |
| Overdrafts (by check, in person withdrawal, or other electronic means) | |
| Paid | $28 per item |
| Returned | $28 per item |
| Partial Release of Mortgage | |
| Processing Fee | $895 |
| Reconcilement | $15 per hour |
| Replace Lost Passbook | $10 |
| Research | $15 per hour |
| Returned Deposit Items | $8 per item |
| Safe Deposit Boxes | cost based on size |
| Box Key Replacement | $20 |
| Box Drilling | cost + $25 |
| Signature Guarantee | $5 |
| Packard NOW Account Customer | no charge |
| Special Request Statement | $5 |
| Stop Payment | $22 |
| Wire Transfer | |
| Outgoing, Domestic | $20 |
| Outgoing, Foreign | $50 |
| Incoming, Customer | no charge |
| Incoming, Non-customer | $20 |
- No charge with eStatements (per item charges still apply)
Effective: July 2022
If you have a dispute with your financial institution regarding your deposit account, contact the financial institution’s consumer complaint representative or department and attempt to resolve the problem directly with the financial institution. If the financial institution fails to solve the problem, write a letter detailing the problem and the resolution you are seeking to: Consumer Outreach Program, Bureau of Financial Institutions, 36 State House Station, Augusta, ME 04333. The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.
https://www.maine.gov/pfr/financialinstitutions/complaint.htm