Employment Opportunities

AVP - Commercial Loan Officer - Westbrook

Due to a recent position change internally, Bath Savings Institution is seeking an individual to join our team as a Commercial Lender in our southern Maine markets, working within our newest branch office in Westbrook. The individual’s level of experience will determine the AVP/VP Commercial Loan Officer level. 

We are looking for a dynamic individual with drive and determination to manage an existing loan portfolio meeting the needs of the customer and ensuring the quality of credit. 
The candidate will be responsible for building and maintaining commercial banking relationships within the Bank’s market area by developing commercial loan prospects, generating loans, referral leads, and other sources to include Small Business, Commercial & Industrial, Commercial Real Estate, and Construction Financing, as well as making referrals to other banking services. 
The candidate will be responsible for working with commercial borrowers to gain an understanding of their business opportunities, collecting and evaluating financial and related loan data, and working closely with the commercial loan underwriting department which assists in analyzing loan requests to determine the credit worthiness of the borrower. Preparing loan proposals to originate, process, and make loan recommendations within lending, management and/or Board of Trustees, authority as required. 

ESSENTIAL DUTIES & RESPONSIBLILTIES

· Knowledge to establish and negotiate terms and conditions under which credit will be extended in compliance          with established standards, review commercial loan commitments and close commercial loan requests                v      understanding proper loan documentation.

· Cross sell Bank products and make referrals within the institution as appropriate.

· Build relationships within the bank with the retail branch team, commercial and mortgage lenders and operations      and compliance areas to better support our customers.

· Participate in community organizations and functions to increase the Bank’s visibility and to enhance new business    opportunities.

Educational Requirements

KNOWLEDGE & SKILLS

·   Bachelor’s degree in a related field, such as business or finance

·   A minimum of three years of commercial banking experience.

·   Must have demonstrated proficiency with analyzing financial statements and underwriting commercial loan                    opportunities.

·   Extensive knowledge of commercial lending practices, policies, and procedures.

·   Must have strong analytical and critical thinking skills, be detail oriented, and demonstrate excellent written and            verbal communication skills

·   Exceptional customer service and sales skills.

·   Good understanding of financial institution products and services.

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Teller - Freeport

The Full-time teller will work approximately 40 hours per week and will have direct contact with customers. All employees are expected to provide Exceptional Service in a prompt and professional manner. Duties include cash handling, processing transactions and responding to customer inquiries. Candidates must possess exceptional communication skills and a desire to work with the public. Only applicants who meet criteria of education and job requirements will be contacted.- Bath Savings is an affirmative Action, Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, religion, sex, national origin, color, disability status, protected veteran status, or any other characteristic protected by law.

Educational Requirements

Qualifications:

• High school diploma or equivalent.
• Recent experience in teller, cash handling, or sales is advantageous.
• Comfortable interacting with customers and delivering exceptional service in line with the Bank’s Exceptional Service Principles.
• Team-oriented, positive attitude, and able to work harmoniously with all employees.
• Professional attributes including a polished appearance, reliability, and a strong commitment to punctuality and attendance.
• Ability to communicate professionally with customers and colleagues both over the phone and in person.
• Proficient in reading and writing English, with the ability to understand and follow instructions easily.
• Detail-oriented with strong organizational skills and a knack for accuracy.
• Demonstrated computer literacy.
• Solid math skills.

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E-Banking Specialist - Bath

Under the general direction of the VP eBanking & Branch Operations, your primary responsibility is to provide customer service and support at a superior level to customers and bank employees for electronic banking services. As an eBanking Specialist, your responsibility is to make customers and employees who contact you over the telephone, email, and online chat feel welcomed and important.  It is expected that you can exercise some independent judgment under moderate supervision.

 As a member of Branch Administration, you will have opportunities to build and support customer relationships, and to gain a broader perspective of supporting deposit products and services.  eBanking Specialists are uniquely positioned to learn about many areas of the Bank and to build skills for a developing banking career.   

 

Educational Requirements

Equivalent to high school diploma.

Previous banking experience and educational achievements helpful.

Proven ability to provide exceptional customer service both over the phone and in person at a superior level.  

Proven ability to perform job duties with accuracy, initiative, self-motivation, and teamwork.

Experience with occasional account opening and account maintenance is helpful.

An understanding of branch banking terminology and procedures is helpful.

Enjoys, uses, and is comfortable with technology and demonstrates an eagerness to learn.

Must have excellent verbal and written skills that include exceptional interpersonal communication skills with both customers and employees.

Professional attributes including professional appearance, demeanor and dependability 

Strong analytical ability to use logic and reasoning to solve problems and issues.

Capable of operating and utilizing general office equipment such as PC, telephone, copier, etc. Proficient in Microsoft Word and Outlook with some knowledge of Excel.

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Telephone Receptionist - Bath

Your primary responsibility is to manage incoming telephone calls while providing a positive first impression for customers. Your responsibilities will include answering and directing calls, taking messages, providing information, and maintaining a professional and courteous demeanor.  You will also assist customers and visitors to the 83 Front Street Operations Building with safe deposit box entry and directions, ensuring adherence with the Bank’s Visitor Policy.

Educational Requirements

 

·        Equivalent to high school diploma.

·        Previous experience working as Receptionist, or similar role helpful.

·        Exceptional communication and social skills with the ability to build strong relationships with each customer and                 employee interaction. 

·        Must be team-oriented, possess a positive attitude, and is able to work harmoniously with all employees. 

·        Professional attributes including professional appearance and dependability through a commitment to punctuality             and attendance. 

·        An aptitude for accuracy with good organizational ability, attentiveness to detail and ability to handle multitasking.

·        Is self-motivated and able to function independently. 

·        Excellent verbal and written communication skills in English.

·        Reasonable proficiency in Microsoft Word, Outlook, and Teams, with some knowledge of Excel.

·        Capable of operating and utilizing general office equipment such as a telephone, personal computer, printer, and               photocopier.

 

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