We thought it would be helpful to share some common scams that are being seen in our banking environment and world today. We hope by sharing this information it will increase awareness to our friends, loved ones and our community. Please note that there are many variations of these types of common scams and you can learn more at Scam Alerts | FTC Consumer Information.
- Charity Scams: One-third of all charitable donations are typically received in December. However, due to COVID-19 pandemic, many organizations are having to cancel their usual fundraising events and are now inviting donors to support online. There are fraudulent charities and scammers pretending to be individuals in need. Avoid impromptu donation decisions to unfamiliar organizations.
- Delivery Scams: As holiday packages are being delivered throughout the country, scammers send out phishing emails disguised as UPS, FedEx or U.S. Postal Service notifications of incoming or missed deliveries. Links lead to phony sign-in pages asking for personal information, or to sites infested with malware. They may also try to trick people into paying new shipping fees.
- Online Shopping Scams: With holiday shopping season starting earlier, shoppers are attempting to purchase items before inventory runs out. Be careful on links that you click on. The safest place to shop online is with retailers you trust. Avoid deals that you know are too good to be true.
- Alerts about compromised accounts: Use caution when you receive an alert about a compromised account claiming to be from Amazon, PayPal, Netflix or a bank. Victims receive an email, call, text message that explains that there has been suspicious activity on one of their accounts and it further urges them to take immediate action to prevent the account from being compromised. Be cautious about unsolicited emails, calls and texts.
- Temporary Holiday Jobs: Retailers typically hire seasonal workers to help meet demands of holiday shoppers. Delivery services and shippers are top holiday employers because of the increase in online orders and they need to get packages delivered by Christmas. Job seekers need to be cautious of employment scams aimed at stealing money and personal identifying information from applicants.